pay me, baby Get early access
iPhone app · launching this December

No awkward money talk.

Say what you paid. Pay Me, Baby splits it fairly, keeps score kindly, and settles up without the weird conversation.

Founders lifetime Pro is $59.99 for the first 500 people. The waitlist hears first. One email when it's live, no spam. Privacy

  • Your partner joins free
  • No bank login
  • We never touch your money
The mental math at dinner. "I'll get you back." The Notes app list. The bank's sneaky FX fee.

Three taps to fair.

  1. 1

    Say it

    "450 baht Grab, Sam paid." That's it. No typing, no spreadsheets.

  2. 2

    Split it your way

    50/50, by what you each earn, "owed in full" or "my treat". Fair is whatever you two decide.

  3. 3

    Settle, stay cute

    One tap sends a link to pay you with Venmo, Cash App, PayPal, Monzo and more, amount filled in. All square.

50/50 isn't always fair. You decide what is.

Gen Z couples are 3x as likely as boomers to split by income (Mercury survey). Set your ratio once and every bill follows it. Rent at 60/40, dinners at 50/50, birthdays on the house.

November rent$1,800
You pay $1,080 (60%)Sam pays $720 (40%)
Dinner in Bangkok
Receipt฿2,400
Mid-market rate$67.20
Your bank charged$69.90
Hidden fee caught$2.70 (4%)

Abroad? We see what your bank skims.

Pay in baht, euros or pesos and split in your own currency. Add what your card actually charged and fees get shared fairly too.

Your month, wrapped.

Every month you get a story of your shared money: what you shared, the biggest spend and who covered what. Made to share.

One plan. Both of you.

YOUR PARTNER JOINS FREE

Pro

$29.99 / year

7 days free, then $29.99 a year. Or $4.99 a month. Cancel anytime.

  • Say it: voice capture in any currency
  • Split by income, "owed in full" or "my treat"
  • True cost abroad, any currency
  • Settle-up links and kind nudges
  • Monthly Wrapped
Get early access
Founders

Lifetime Pro, $59.99 once.

For the first 500 people only. Waitlist members hear about it first, on launch day.

Fair questions.

Does Pay Me, Baby touch our money?

Never. We keep score and send a link that opens the payment app you already use. Your money moves only between you and your people.

Does my partner need to pay too?

No. One Pro plan covers everyone in your shared space. Your partner and friends join free with your invite link.

Is it only for couples?

Couples first, but it works just as well for roommates, trips and group dinners. Going away? Grab a one-time Trip Pass.

What happens to my voice notes?

Your iPhone's built-in speech recognition turns it into text, on the device when your iPhone supports it, otherwise through Apple. We never keep recordings, only the expense you confirm.

Can I cancel?

Anytime, in your iPhone's subscription settings. On the free week we remind you before it ends, so nothing sneaks up on you.

Android?

Coming in January. Android partners can already join your space.

Be first. Pay less. Forever.

Join the waitlist for the Founders price. Built by two co-founders who live abroad and split everything.

Founders lifetime Pro is $59.99 for the first 500 people. The waitlist hears first. One email when it's live, no spam. Privacy